How it works
It's this simple: three steps and done.
Write
Tell Pagoly what you need on WhatsApp, the app, or the web. Your assistant guides you every step, 24/7.
Transfer
Make your SPEI transfer from your own bank, for the exact amount, without sharing your card.
Done
We verify your payment automatically and apply it instantly, with a receipt in your history.
What we offer
Everything you need to pay, in one place.
Fast, transparent, and instant — from WhatsApp, the app, or the web.
Minimal per-transaction fee.
Phone Top-Ups
Instant airtime with carriers across all of Mexico, for any amount you need.
- Telcel
- AT&T
- Movistar
- Unefon
- Bait
- 30+ carriers
Bill Payments
From your electric bill to your mortgage: 70+ services paid instantly — no lines, no portals.
- Electricity
- Water
- Gas
- Internet
- TV
- Phone
- Government
- Transit
- Housing
- Shopping
Digital Gift Cards
Netflix, Amazon, PlayStation, Steam & more. Instant codes that never expire.
- Streaming
- Gaming
- Music
- Movies
- Shopping
- Entertainment
CFDI Invoicing
SAT-certified CFDI 4.0 invoices in seconds, with a plan that fits your volume.
- Basic · freelancers
- Professional · SMBs
- Enterprise · high volume
Three channels, one experience
Use Pagoly your way.
Request payments from WhatsApp
Text Pagoly like you'd text a friend. Say what you need to pay and your assistant handles the rest, anytime.
Web App
Your agent and your full payment history, in one place
Check your full transaction history, download your invoices, and manage your payments from any browser.
Mobile App
Pagoly in your pocket, 24/7
Real-time notifications and your full payment history, always in your pocket. Coming soon to iOS and Android.
Brands & carriers
The brands you know, now on Pagoly.
30+ carriers, 70+ services, and Mexico's leading gift card brands, all in one place.
And many more… 100+ options available.