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The first conversational payments platform in LATAM

Goodbye lines, Hello Pagoly!

Top-ups, electric, internet, gas, gift cards, and CFDI invoices. Just text Pagoly and you're done.

Pagoly

Pagoly

Online

Hey there! I'm Pagoly, your payment assistant. How can I help you today?

10:30

I want to top up $100 for Telcel

10:31

Got it! Complete your $100 Telcel top-up using this link:

Pay now
10:31

Done! Payment sent

10:32

Awesome! Your $100 Telcel top-up is complete. Need anything else?

10:32
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How it works

Your top-ups, payments, and gift cards in three steps.

1

Write

Send a WhatsApp message, open the app, or visit the web. Tell us what you need to pay.

2

Pay

Choose how to pay, SPEI bank transfer, debit, or credit card. Your payment is processed securely and instantly.

3

Done

Get instant confirmation. Your top-up, payment, or gift card is applied in seconds.

What we offer

Everything you need to pay, in one place.

Pay from WhatsApp, the app, or the web. Fast, secure, and instant.

Phone Top-Ups

Telcel, AT&T, Movistar, Unefon & 20+ carriers. Top up any amount instantly.

Bill Payments

Electric (CFE), water, gas, internet, cable & 70+ household services.

Digital Gift Cards

Amazon, Spotify, Xbox, PlayStation, Netflix & many more. Delivered in seconds.

CFDI Invoicing

Generate CFDI 4.0 electronic invoices certified by SAT on the spot.

Three channels, one experience

Use Pagoly your way.

WhatsApp

Pay from your favorite chat

Text us like you'd text a friend. Tell us what you need to pay and that's it. Just send a message and we handle the rest.

Web App

All your history in one place

Access from any browser to manage your payments, check your history, and download invoices. Everything organized in a dashboard built for you.

Mobile App

Pagoly in your pocket, 24/7

Download the app for iOS or Android. Get real-time notifications, pay with a tap, and keep track of all your services from anywhere.

Brands & carriers

The brands you know, now on Pagoly.

We work with Mexico's top phone carriers, service providers, and digital platforms.

Telcel
AT&T
Movistar
CFE
Amazon
Spotify
Totalplay
Unefon
Xbox
Sky
Izzi
PlayStation
Dish
Naturgy
YouTube
Bait
Roblox
Coppel

And many more... 100+ services available.

What People Are Saying

Thousands already trust Pagoly.

I used to hit up the corner store for top-ups. Now I just WhatsApp and boom—done. Saves me time and the wait.

M
María González
@mariagonzalez

I pay my mom's electric and internet bills even though she's in another state. Super easy and I get the receipt right away.

R
Roberto Hernández
@roberthernandez

Love that it works 24/7. Paid my electric bill at 2am once because I totally forgot. Lifesaver.

A
Ana Martínez
@anamartinez

I run a small shop and customers always want top-ups. With Pagoly, I do it in seconds without leaving the counter. Customers love it.

C
Carlos Ramírez
@carlosramirez

No more hunting for where to pay TotalPlay. One text and I'm done. Plus it reminds me before my service runs out.

L
Laura Sánchez
@laurasanchez

Got my whole family on it. It's like having a personal assistant for all your bills. Super handy.

F
Fernando López
@fernandolopez

Amazon gift cards show up instantly. Perfect for last-minute gifts. Haven't been to a store in ages.

P
Patricia Morales
@patriciamorales

I drive for Uber and top up my phone a few times a week. Pagoly is crazy fast—no wasted time, no missed rides.

J
Jorge Castillo
@jorgecastillo

Love that it's just WhatsApp—no new app to download. Simple, fast, secure. Exactly what I needed.

G
Gabriela Torres
@gabrielatorres

I used to hit up the corner store for top-ups. Now I just WhatsApp and boom—done. Saves me time and the wait.

M
María González
@mariagonzalez

I pay my mom's electric and internet bills even though she's in another state. Super easy and I get the receipt right away.

R
Roberto Hernández
@roberthernandez

Love that it works 24/7. Paid my electric bill at 2am once because I totally forgot. Lifesaver.

A
Ana Martínez
@anamartinez

I run a small shop and customers always want top-ups. With Pagoly, I do it in seconds without leaving the counter. Customers love it.

C
Carlos Ramírez
@carlosramirez

No more hunting for where to pay TotalPlay. One text and I'm done. Plus it reminds me before my service runs out.

L
Laura Sánchez
@laurasanchez

Got my whole family on it. It's like having a personal assistant for all your bills. Super handy.

F
Fernando López
@fernandolopez

Amazon gift cards show up instantly. Perfect for last-minute gifts. Haven't been to a store in ages.

P
Patricia Morales
@patriciamorales

I drive for Uber and top up my phone a few times a week. Pagoly is crazy fast—no wasted time, no missed rides.

J
Jorge Castillo
@jorgecastillo

Love that it's just WhatsApp—no new app to download. Simple, fast, secure. Exactly what I needed.

G
Gabriela Torres
@gabrielatorres
Available on App Store & Google Play

Download Pagoly and ditch the lines

Top-ups, bill payments, and gift cards—instant. Anywhere you are, anytime you need.

Pagoly - Pay Everything from WhatsApp