How it works
It's this simple: three steps and done.
No apps to download. Your assistant walks you through, start to finish.
- 1
Write
Tell Pagoly what you need on WhatsApp or the web. Your assistant guides you through each step.
- 2
Transfer
Make your SPEI transfer from your own bank, for the exact amount, without sharing your card.
- 3
Confirm
We verify your transfer and apply your payment as soon as we detect it, with a receipt in your history.
100+ ways to pay
Your payments, one message away.
From WhatsApp or the web, with a minimal per-transaction fee.
Top-Ups
Airtime for any carrier.
Telcel, AT&T, Movistar, Unefon, Bait & more
Bills & Services
Electricity, water, gas, internet, TV and housing.
CFE, Telmex, Izzi, Sky, Naturgy & more
Gift Cards
Digital codes on the spot, no expiration.
Netflix, Amazon, PlayStation, Xbox, Spotify & more
Movies
2-for-1 WednesdaysDigital-code tickets, ready to redeem.
Cinépolis and Cinemex
Government
Official fees from the chat, no portals.
Property tax, vehicle tax and fines
Toll Tag
Reload your toll tag without stopping.
Toll booths and urban highways
Transit
Keep your transit card topped up.
Metro, bus & more
Catalog & Retail
Pay your store credit or catalog orders.
Coppel, Elektra, Avon, Natura, Jafra & more

Why Pagoly
Forget the lines. Pay from wherever you are.
Your payment assistant on WhatsApp, ready for whatever you need to pay.
- Payments via SPEI transferNo cards involved, no data to share.
- Any time of dayYour assistant replies 24/7, day or night.
- All in your historyCheck your payments from your account in the web app.
- Rewards for payingEvery 5 payments you pick a gift: airtime, a discount or a movie.
Brands & carriers
The brands you know, now on Pagoly.
30+ carriers, 70+ services, and Mexico's leading gift card brands, all in one place.


















And many more… 100+ options available.

