Skip to content

Mexico's first pay-by-chat platform

Goodbye lines, hello Pagoly.

  • Top-ups
  • Electricity
  • Internet
  • Gas
  • Gift cards
  • Movies

Text us on WhatsApp, transfer via SPEI and done: your payment sorted without leaving the chat.

Woman smiling while showing a Pagoly payment conversation on her phone

How it works

It's this simple: three steps and done.

No apps to download. Your assistant walks you through, start to finish.

  1. 1

    Write

    Tell Pagoly what you need on WhatsApp or the web. Your assistant guides you through each step.

  2. 2

    Transfer

    Make your SPEI transfer from your own bank, for the exact amount, without sharing your card.

  3. 3

    Confirm

    We verify your transfer and apply your payment as soon as we detect it, with a receipt in your history.

100+ ways to pay

Your payments, one message away.

From WhatsApp or the web, with a minimal per-transaction fee.

  • Top-Ups

    Airtime for any carrier.

    Telcel, AT&T, Movistar, Unefon, Bait & more

  • Bills & Services

    Electricity, water, gas, internet, TV and housing.

    CFE, Telmex, Izzi, Sky, Naturgy & more

  • Gift Cards

    Digital codes on the spot, no expiration.

    Netflix, Amazon, PlayStation, Xbox, Spotify & more

  • Movies

    2-for-1 Wednesdays

    Digital-code tickets, ready to redeem.

    Cinépolis and Cinemex

  • Government

    Official fees from the chat, no portals.

    Property tax, vehicle tax and fines

  • Toll Tag

    Reload your toll tag without stopping.

    Toll booths and urban highways

  • Transit

    Keep your transit card topped up.

    Metro, bus & more

  • Catalog & Retail

    Pay your store credit or catalog orders.

    Coppel, Elektra, Avon, Natura, Jafra & more

Woman smiling while paying her electricity bill from her phone at home

Why Pagoly

Forget the lines. Pay from wherever you are.

Your payment assistant on WhatsApp, ready for whatever you need to pay.

  • Payments via SPEI transferNo cards involved, no data to share.
  • Any time of dayYour assistant replies 24/7, day or night.
  • All in your historyCheck your payments from your account in the web app.
  • Rewards for payingEvery 5 payments you pick a gift: airtime, a discount or a movie.

Brands & carriers

The brands you know, now on Pagoly.

30+ carriers, 70+ services, and Mexico's leading gift card brands, all in one place.

Telcel
AT&T
Movistar
CFE
Amazon
Spotify
Totalplay
Unefon
Xbox
Sky
Izzi
PlayStation
Dish
Naturgy
YouTube
Bait
Roblox
Coppel

And many more… 100+ options available.

Security & Trust

Pay via SPEI, straight from your bank.

Automatic confirmation and your receipt in the chat.

  • From your everyday banking app

    BBVA, Banorte, Santander, Nu, Banamex… any account with SPEI in Mexico.

  • A unique reference per payment

    Every transfer carries an exclusive concept, so your payment is matched without errors and no one else can claim it.

  • Automatic confirmation

    We detect your SPEI transfer within minutes and send your receipt in the chat. Posting to each service depends on the operator's own timing.

  • Support on WhatsApp

    Questions about your payment? Our AI agent replies in the same chat where you paid.

Pagoly
Pagoly

Pagoly

Online

Hey there! I'm Pagoly, your payment assistant. How can I help you today?

I want to top up $100 for Telcel

Sure! Which phone number?

55 1234 5678, Telcel

Perfect! Transfer via SPEI to the CLABE I'm sharing, with reference PGY-4821 and amount $100.

Done! Payment sent

Awesome! Your $100 Telcel top-up is complete. Need anything else?

Phone frame
Early access

Be among the first to use Pagoly

Join early access and enjoy the launch perks. Start on WhatsApp or create your free account, hassle-free.